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Travel and dive insurance is not just recommended for Komodo — it is mandatory at many reputable dive operators and should be considered non-negotiable for any diver visiting the park.
Most standard travel insurance policies either exclude scuba diving entirely or only cover diving to a maximum depth of 18 metres. Komodo's best dive sites regularly take divers to 25 to 40 metres, and the strong currents create a higher-than-average risk profile. If you experience a diving accident requiring hyperbaric treatment, standard travel insurance will likely deny your claim.
| Provider | Coverage | Cost | Key Benefits |
|---|---|---|---|
| DAN (Divers Alert Network) Asia-Pacific | Comprehensive dive accident coverage | From ~$75 USD/year | Instant hyperbaric chamber admission, evacuation, 24/7 hotline |
| DiveAssure | Dive accident + travel insurance combined | Varies | Worldwide coverage, trip cancellation options |
| Dive Assist / InDepths (on-site daily) | Basic dive accident coverage | IDR 150,000/day (~$10) | Available on arrival, no advance purchase needed |
| World Nomads | Travel + adventure sports including diving | Varies | Good for general travel cover with dive add-on |
A single hyperbaric chamber session can cost $1,000 to $5,000 USD. Serious cases of decompression sickness may require multiple sessions over several days, bringing costs to $10,000 to $50,000+ USD. Medical evacuation from Labuan Bajo to Bali by air ambulance adds significantly to the bill. Dive insurance eliminates this financial risk entirely.
Our strong recommendation: Purchase annual DAN membership before your trip. It costs roughly the same as one or two daily on-site insurance purchases and provides far superior, worldwide coverage for the entire year.